Insurance & Benefits

Benefits at a Glance

January 1, 2021 – December 31, 2021

Printable PDF Benefits GuideDownload printable guide

When does coverage begin?

Full-time and regular part-time hourly employees are eligible to participate on the first day of the month following 60 days of employment.

Full-time and regular part-time salaried employees are eligible to participate on the first day of the month following hire.


Anthem Blue Cross Blue Shield
Monthly Rate

($10.98 per hour or less)
($10.99 per hour or more)
Employee + Child(ren)$335.00

• These costs do not include wellness credits. See Human Resources for details.
• Premiums for part-time are double

Note: Spouses are not covered under medical plan.


Paramount Dental (Subsidiary of HRI)
Monthly Rate

Employee Only$26.10
Employee + Spouse$70.50
Employee + Child(ren)$86.74
Employee + Family$117.09


Davis Vision
Monthly Rate

Employee Only$5.70
Employee + Spouse$11.39
Employee + Child(ren)$11.95
Employee + Family$16.64

Life & AD&D

The Hartford
• Each employee is insured with one times annual salary at no cost.
• Spouse: $5,000
• Eligible Children: $2,500

Note: Benefits double with accidental death.

Voluntary Life

The Hartford
Employees may purchase additional life insurance on themselves, their spouse, and their children.

Supplemental Policies

Colonial Life
Employees may purchase supplemental policies. A representative visits Wendell Foster annually at Open Enrollment. Available Coverages include Short Term Disability, Critical Illness with Cancer, and Accident.


Healthiest You
All eligible employees are able to participate in the tele-medicine option, regardless of participation in the Wendell Foster medical plan, at a cost of $8.00 per month.


Mass Mutual
Employees are eligible to make voluntary contributions to the Wendell Foster 403(b) retirement plan from the first date of employment.

After one year of employment and 1,000 hours worked, Wendell Foster contributes 2% to Full-and Regular Part-Time employees, and will match up to another 3% if the employee contributes

Employee Assistance Program (EAP)

Owensboro Health Healthpark
Free to all employees, and their immediate family members for personal and/or job related mental health counseling.

Time Off

Paid Time Off (PTO):
Full time employees accrue hours of PTO at various rates according to length of service.  Available to take PTO after 90 days.

• Zero– 4th year: 144 hours maximum per year
• 5 years – 14th year: 184 hours maximum per year
• 15 plus years: 224 hours maximum per year

Note: Regular Part Time Employees earn 24 hours of PTO per year after completing their first year.


8 Paid Holidays

    1. New Years Day
    2. Martin Luther King, Jr. Day
    3. Good Friday
    4. Memorial Day
    5. Independence Day
    6. Labor Day
    7. Thanksgiving Day
    8. Christmas Day
Note: Eligible after 90-days of full-time employment

Catastrophic Leave (CAT)

CAT Benefits
Full Time employees accrue 48 hours of CAT leave per year.
CAT time accrues to a maximum of 480 hours.